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If you get caught driving without insurance, you will face a fine and suspension of your license plates. Before you drive any one's car, be sure there is an insurance identification card present in the vehicle. You can be penalized for driving without insurance in any vehicle according to the Illinois Division of insurance.

Causing an accident, that results in bodily harm while driving without insurance, is a Class A misdemeanor in the state of Illinois. It can also result in up to a year in jail and a $2,500 fine.

If a person is found guilty of driving without insurance, the law requires them to show proof of insurance to the Secretary of State with a special certificate called a SR-22 for a period of 1 to 3 years.

If you fail to pay for the other party's damages you caused while driving uninsured they may take you to court and seek a judgment against you for their repairs. Under this procedure, the person who suffered damages from the uninsured takes action in court and then the court orders the uninsured motorist to satisfy the judgment. This can result in a major financial strain, much worse than that of carrying auto insurance.

If the judgment is unsatisfied (unpaid) for 30 days, the court can order the Secretary of State to suspend the individuals driving and registering privileges. The suspension remains in effect until the requirements set forth by the court are met.

There are an estimated 15% of motorists on the road in Illinois driving without insurance. This forces law-abiding drivers to pay more for additional uninsured motorist coverage in the event that a driver who causes an accident has no insurance coverage to pay for the cost of injuries and damage.

Please do not be one of the 15%! If you are currently uninsured call us today!

We can help!

217-428-4800

Posted 11:39 AM  View Comments

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1421 E. Eldorado, Decatur, Illinois 62521
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