Pre Header Maps and Directions Contact Us About Us

If you find yourself involved in an accident here’s what you need to do before you call your insurance company…

1. Call the police (911 in most areas). Report any injuries.

2. Write down the other car’s make, model, and plate number. Get the driver’s name, address, and license number…get the owners name, too. Most states require drivers to have an insurance identification card in the vehicle and it will provide most of this information.

3. Write down the names and addresses of all passengers and witnesses.

4. Get the officer’s name and badge number. Ask how you can obtain a copy of the police report for your insurance claim.

5. Do not admit to guilt, do not accept money from the other driver, and do not agree to forget about a minor accident.

6. Write down what happened: include the time of day, weather conditions, hazards, road conditions, and driving speed. Make a note of any prior damage on other cars.

Once you collect this information, contact your auto insurance company as soon as possible. Many insurance companies have 24-hour claims service by phone. So you can call your insurer right from the scene. Your insurance ID card should provide the number.

Posted 3:38 PM

Share |

No Comments

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2012
  • 2011

View Mobile Version

Home - Get A QuoteAboutContact Us - Driving Directions
1421 E. Eldorado, Decatur, Illinois 62521
Call Us! 217-428-4800, Fax 217-428-4911